Wouldn’t it be nice if we could see the future before making our investment decisions? As investors, we must think a little differently in a high inflation, high interest rate environment.

Benjamin Franklin famously declared “in this world, nothing is certain except death and taxes.”

When housing supply and affordability issues are raised, the blame is often pinned on property investors.

The news that dominated headlines this week revolved around Federal Treasurer Jim Chalmers handing down the Federal Government’s budget.

We develop good habits in bad times, and bad habits in good times.

Last week the Reserve Bank of Australia (RBA) increased interest rates by 0.25 per cent to 3.85 per cent.

I want to take you back to 26 March 2020.

Australia (and the world) was starting to get its head around the ‘Coronavirus’.

It’s been a big few weeks in the Fitzgerald household.

Something that wasn’t possible when I bought my first home was the option of building a second dwelling on the property that I could rent out.

We are on the cusp of a housing revolution in Australia and it is going to fundamentally change the way we choose to live.

For the past couple of months, I have been grappling with a couple of financial decisions.

The typical mortgage holder pays 0.5 per cent more interest on their home loan than a new customer is offered by their bank.

Interest rates are an important variable for property investors (and investors more broadly) to manage.